Mike Tezak and the Tezak Real Estate Group

All agents are NOT alike! Find out why we are top real estate experts. Call us: 219-462-2224.

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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Valparaiso, Chesterton and Michigan City real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Valparaiso, Chesterton and Michigan City, Indiana

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Indiana Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Valparaiso, Chesterton and Michigan City

Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Q	What do 84% of homebuyers who use the Internet to search for homes have in common?
A	They use a real estate agent to purchase their home.
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Mike Tezak and the Tezak Real Estate Group, REALTOR®, real estate agents and broker for Valparaiso, Chesterton and Michigan City Indiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Tezak and the Tezak Real Estate Group
Realty Executives Premier
310 E Lincolnway
Valparaiso, IN 46383
Tel: 219-462-2224
Email: Info@TeamTezak.com

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NUMBER1EXPERTS™ in real estate for Valparaiso, Chesterton and Michigan City, Indiana, new construction, move up buyers

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